Overview of terms
You take online privacy seriously and so does Mortgage Funding Solutions. This statement is one way of sustaining your trust in our company, our products and our services. Our terms and conditions statement describes how we collect, protect and use information about you during your visit on our web site. Mortgage Funding Solutions is committed to protecting the privacy of personal information collected from visitors to our web site.

Our security measures
Mortgage Funding Solutions uses appropriate technologies to ensure the security of information transmitted via our web site and maintained in our possession.

What personal information does Mortgage Funding Solutions collect online?
We may collect personal information about you from the information you provide to us when you fill out an application or other forms on our site. We may also receive personal information about you from consumer reporting agencies, your transactions with us, our affiliates or others. This information may include:

• Financial Information (i.e. bank statements, pay-stubs, W-2’s, etc.)
• Name
• Address (all addresses including 2nd homes and/or investments)
• Social Security Number
• Account Numbers (existing mortgage, 401k, etc.)
• Telephone Number (home, work, and/or cell)
• Email Address(s)

What is the reason to collect personal information?
If you fill out an application or other form on our site, we may ask for a variety of information to help us communicate with you, evaluate your eligibility and the product or services that may be right for you. We may also obtain other information about you, for example, your credit report. This information is used to determine your eligibility for our products and services.

Also, if you choose to share any personal information with us, we may store it and use it for our own marketing research and the marketing of our products and services to you.

When is personal information collected online?
We collect personal information about you when you fill out an application or other forms on our site, when you register through registration web pages and each time you update your personal profile.

Will you share my personal information?
In certain circumstances, we may share information about you with other companies so that we may provide you with the products and services you have requested. Also, we may share information about you with credit reporting agencies when you complete an online form or application.

Any company with which we share information about you for the above purposes is contractually required to comply with confidentiality standards. We may disclose information about you as required or permitted by law. We do not sell information about you to anyone.

How can I review, change, or update information you obtain?
We are committed to maintaining accurate and up-to-date information on all of our customers. We may provide you with access to account information in different ways, for example, over the telephone, online or on paper.

If you are a current customer and have registered for online access through one of our web sites, you may be able to update information such as: your address, telephone number, email address, user name, and password.

If you have completed and saved, but have not submitted, an online form or application you may be able to make certain changes to the information you have provided to us before it is submitted. If you are unable to make changes to the information you have provided to us online, you may contact us immediately in order to do so.

How does Mortgage Funding Solutions protect my information?
We restrict access to the information obtained from our websites and web pages to our employees, agents and contractors. We maintain physical, electronic and procedural safeguards designed to protect personal information.

How do I contact Mortgage Funding Solutions if I have questions on these terms?
U.S. Mail:
Mortgage Funding Solutions
400 Grove Rd. Suite 2
West Deptford, NJ 08066

Email: info@mortgagefs.com
Telephone: 866-854-1533

Will Mortgage Funding Solutions ever make changes to these terms?
This statement is effective February 18, 2005, and remains in effect until amended. Mortgage Funding Solutions reserves the right to amend the Terms and Conditions Statement or alter its privacy principles at its sole discretion without notice to you. Any alterations to the Terms and Conditions Statement or our privacy principles will be posted on our web site in a timely manner.