In order to obtain your mortgage approval as quickly as possible, please submit the following with your loan application:
- Copy of your homeowner's insurance declarations page and a copy of the title work from your current home
- Paycheck stubs for the most recent 30-day period or a signed 30-day printout from your employer(s)
- Current Proof of Income Letter from Social Security, if applicable (If you do not have a recent letter, you can request one online by visiting Social Security Online Services or by contacting your local Social Security Office.)
- W-2's and 1099's from all employers for the past 2 years (including unemployment compensation if applicable)
- If you are: self-employed, commissioned, a driver, in sales, or have rental property - provide complete tax returns for the past 2 years and a year-to-date profit & loss statement
- Copy of valid driver's licenses or state ID cards for all borrowers
- Divorce/Child Support papers and 1-year Friend of the Court payment history
- Account numbers, balances, and payment amounts for all open debt
- Copy of 2 months bank statements or a 90-day printout that is stamped and signed by the bank(s)
- Copy of the most recent statement for any asset accounts you have (401k, IRA, life insurance, etc.)
- VA Mortgages require your DD214 and Certificate of Eligibility
- Bankruptcy paperwork (all schedules and addendums) and Discharge Notice
- Application fee as specified
