What separates us from the others is when applying with us you will have a response by a loan officer locally, not a national company that only communicates via computer or someone with no experience . Our unique website gives you the opportunity to apply online with a short application. Our rates are competitive and our service is unmatched. Something as important as your housing or business financing should be handled by a reputable company not a group of internet based lenders here today gone tomorrow. Most of these companies have only been in business a couple of years and try to accommodate the entire country from one central location. It is impossible for any company to provide service over such a vast area while maintaining customer support. We at A.A.C.M.C. simply handle South Florida so we can provide professional integrity with old fashioned courtesy. In times past when you needed mortgage assistance with your home or business, you simply went to your local banker and made loan arrangements. Today, with such an endless variety of financial assistance from various sources nationwide, most of us would have a difficult time making a wise decision choosing the best company for them. A.A.C.M.C. stands as it has SINCE 1982 to provide you with assistance as well as professional counseling on a variety of programs today. We have earned a reputation for our high standards of excellence and unmatched personal service. We offer purchases,refinances,second mortgages,improvement loans,debt consolidation loans,no credit or poor credit programs,stated income programs,fha,va,commercial loans and many other hard to do loans. If there is ever any question or problem you may have, you can always call and speak directly with our president, Michael Lux.