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Customer Service is the foundation of our business.

Since 1984, Scott & Lisa Cummings have helped thousands of families with their mortgage financing needs in New Mexico & Colorado. As a result, we have received hundreds of cards, letters, testimonials and thank you notes from our clients expressing their sincere appreciation for our services. In fact, over 99% of our business is from the referrals of our clients and friends. We attribute our success to our commitment to world class service and exceeding our clients expectations.

Our philosophy is to discuss with each client their dreams, goals and their financial objectives. We will then put together several custom options for them to achieve their financial goals. We take pride in customizing mortgages to meet each clients unique situation. We offer in person appointments, telephone appointments, internet pre-qualifications and loan applications, as well as courier services to busy professionals. We strive to provide clear, concise, honest information about the most important purchase most people will make in their lifetime. We treat each customer as an individual, not a transaction.



Becoming the best often means breaking away from the ordinary ways of thinking and doing things. It means being unafraid to try new ideas... to look for more than one answer... to go beyond the status quo. This is our way of thinking.   We are committed to providing you with Excellence from the pre-qualification to the closing of your transaction.  We have a special ability to focus on only those activities which will produce a FAST, EFFICIENT QUALIFICATION and CLOSING, without compromising attention to detail. Scott & I are New Mexico natives who are familiar with the unique and diversified housing markets in the Southwest.  We have been in the real estate and mortgage lending industries for over 20 years.



Contact Info

Scott & Lisa Cummings


ph. 505-884-8600
fx. 505-884-2239
tf. 866-606-5667
Cummings Financial - 3005 Louisiana NE , Albuquerque, NM 87110