Loan Checklist
- (W-2 FORM'S)
- PAY STUBS-MOST RECENT FULL MONTH
- MOST RECENT STATEMENT (ALL PAGES) FOR BANKS, MUTUAL FUNDS AND IRA'S
(INTERNET STATEMENTS ARE NOT ACCEPTED)
- PROOF OF CHILD SUPPORT PAYMENT OR INCOME
- ESTIMATED NET PROCEEDS FROM THE ONE YOU ARE SELLING
- NAME AND PHONE NUMBER OF INSURANCE AGENT (FOR REFINANCES ONLY)
- FEDERAL TAX RETURNS FOR THE PREVIOUS 2 YEARS
(IF SELF EMPLOYED OR RECEIVE COMMISSION INCOME) - COMPLETE COPY OF BANKRUPTCY PAPERS INCLUDING DISCHARGE
- DIVORCE DECREE AND SEPARATION AGREEMENT
- LEASE AGREEMENTS ON RENTAL PROPERTIES
- LETTER OF EXPLANATION FOR GAP IN EMPLOYMENT
- COPY OF PURCHASE AND/OR SALES AGREEMENT (FOR PURCHASES OR CONSTRUCTION ONLY)
- COPY OF CONSTRUCTION CONTRACT, SPECS AND PLANS (FOR CONSTRUCTION LOANS ONLY)
- COPY OF CURRENT DEED AND TAXES (REFINANCE OR CONSTRUCTION ONLY)
- COPY OF CURRENT MORTGAGE STATMENT
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