What are the Basic Loan Types

There are many loan products designed to meet the borrowers individual criteria. Most of these products fall into a few basic loan types.

LOAN PROGRAMS

WHETHER YOU'RE A FIRST TIME BUYER OR A VETERAN, THE MORE YOU KNOW ABOUT BUYING A HOME, THE EASIER IT WILL BE.  THE HARDEST PART IS KNOWING WHAT TO EXPECT AND WHERE TO BEGIN.  I CAN PROVIDE YOU WITH GUIDANCE ON THE PROCESS AND YOUR OPTIONS, SO YOU CAN FOCUS ON FINDING THE HOME OF YOUR DREAMS.

MAYBE YOU'RE JUST CONSIDERING REFINACING YOUR PRESENT HOME.  AT HOMETRUST MORTGAGE, WE MAKE REFINANCING SIMPLE - NO MATTER WHAT YOUR GOAL.  MANY FACTORS GO INTO DETERMINING IF REFINANCING IS RIGHT FOR YOU - I'LL HELP YOU UNDERSTAND WHAT THOSE FACTORS ARE SO YOU CAN MAKE THE DECISION THAT'S RIGHT FOR YOU.

WHETHER YOU'RE PURCHASING OR REFINANCING, I CAN FIND THE RIGHT PRODUCT FOR YOU.  BEING A FULL-SERVICE MORTGAGE BANK AND OUR BROKER RELATIONSHIPS WITH OTHER LENDERS ALLOWS ME TO PROVIDE YOU WITH MANY PROGRAMS TO CHOOSE FROM:

.ADJUSTABLE RATE MORTGAGES - .CONFORMING LOANS - .FHA LOANS - .FIXED-RATE LOANS - .INVESTMENT PROPERTY LOANS - .JUMBO LOANS - .LOW AND NO-DOWN PAYMENT LOANS - .REDUCED DOCUMENTATION LOANS - .SECOND HOME LOANS - .VA LOANS - AND MORE!