At The Manhattan Mortgage Company (“TMMC”), we valueour customers and we respect the trust that you place in us and your right to privacy. We appreciate the importance of protecting the confidentiality of nonpublic personal information that we collect from you.
The following items provide more detailsabout our privacy practices:
1.We collect private personal and financial information (nonpublic personal information) about our customers from the followingsources:
•Information that we receivefrom you on applicationsand otherforms, suchas yourname, address, Social Security number, assets, and income;
•Information about your transactions with us, or others, such as your payment and employment histories;
•Information that we receive from a consumer reporting agency, such as your credit-worthiness and credithistory; and
•Information we receiveelectronically, if and when you visitour web-site,includingby means ofan information device known as Internet "cookie".
2.We do not disclose any nonpublic personal information about our customers to anyone except as permitted by lawor as may be necessaryor desirablein connectionwith seekingto obtainfinancingon our client's behalf.
3.We do not disclosenonpublicpersonalinformation about ourformer customersto anyoneexcept as permitted by law.
4.We take our responsibility to protect the privacy andconfidentialityof customer information very seriously.Werestrictaccess to nonpublicpersonal information about you to thoseemployees who need to know that information to provide products or services to you, and to those other people who need toknow that information for legal or regulatory purposes.We maintainphysical, electronicand procedural safeguards that comply with federal standards to guard your nonpublic personal information and toprotect that information against unauthorized access, alterationand destruction.
5.ThisPrivacy Notice appliesto individualswho obtain financial products or services from TMMCfor personal, family or household purposes.It does not apply to financial products or services used for businesspurposes.
6.This Privacy Notice may be revised by us from time to time as permitted by law.To maintain your trust and confidence, we will notify you promptly in the event that business or legal requirements arise which would require any changes to our policy.
