Good Day... Buenos Dias. Konnichiwa. Goeie Dag. Guten Tag. Aloha. Bon Jour. Bon Dias. Shalom. Neih Hou. Sawatdi. Sewa. Welcome & Greetings To You...

wherever you are on the WORLD wide web. Welcome to our website and loan origination homepage. We hope you find this website informative and helpful in your search for affordable mortgage financing. In the mortgage industry since 1989, we specialize in purchase money mortgage financing. Licensed to transact mortgage business anywhere in the State of California. we have earned a reputation of being able to think outside of the box and being creative.   There is no substitute for knowledge and experience! If you choose to work with us, you will find out why all loan officers are NOT created equal and why only a select few can honestly call themself by the title Mortgage Professional.

Today's technology is providing a more productive environment to work in. For example, through this Web Site you can submit a complete online secure loan application, pre-qualify for a home loan or you can request an update on your loan in process and much more! These tools have allowed us to provide a higher level of service to our clients who utilize the Internet in their daily lives. By applying online, your application is received immediately! We will be notified by email and be prompted to return to our secure server to retrieve your application. This will enable us to start processing your loan today! Also check out inventory of homes offered For Sale By Owner @ www.stjamesbyowner.com and DISCOUNTED SHORTSALE properties @ www.stjamesproperties.org Thanks again for your visit today!