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HUD National Direct Lender 

"We Say YES....Even If The Bank Said NO!

FHA,VA, Conventional or Non Convetional

APPLY ONLINE

Pre-Approval By Phone

1-888-503-8903

 

Lowest Wholesale Mortgage Rates

First Time Homebuyers ZERO DOWN

Damaged Credit OK Bankruptcy/Foreclosure

 

 MortgagePRO offers a full service mortgage site providing FHA, VA Conventional and Jumbo Mortgages regardless of Credit score excellent credit  to bad credit with the best mortgage rates and Programs-zero down-no down payment-100% mortgage financing-no money down-zero money at closing!

Nashville zero down mortgage, Lebanon zero down mortgage, Murfreesboro zero down mortgage, Clarksville zero down mortgage, Ft Campbell zero down mortgage, Oak Grove zero down mortgage, Hopkinsville zero down mortgage, Kentucky zero down mortgage, Tennessee zero down mortgage, La Vergne zero down mortgage, Smyrna zero down mortgage, Hendersonville zero down mortgage, Gallatin zero down mortgage, Cookeville zero down mortgage, Smithville zero down mortgage, Carthage zero down mortgage, Goodlettsville zero down mortgage, Portland zero down mortgage, Brentwood zero down mortgage, Franklin zero down mortgage, Columbia zero down mortgage, Spring Hill zero down mortgage, Jamestown zero down mortgage, Woodbury zero down mortgage, Mt. Juliet zero down mortgage, Hermitage zero down mortgage, Old Hickory zero down mortgage, Madison zero down mortgage, Shelbyville zero down mortgage, Dickson zero down mortgage, Manchester, McMinnville zero down mortgage, Sparta zero down mortgage, Springfield zero down mortgage, Baxter, Crossville zero down mortgage, Hartsville zero down mortgage, Gainesboro zero down mortgage, Columbia zero down mortgage, Lewisburg zero down mortgage, Lynchburg, Livingston, Fayetteville, Pulaski zero down mortgage, Hohenwald, Chattanooga zero down mortgage, Hixson zero down mortgage, Red Bank zero down mortgage, East Ridge zero down mortgage, Lookout Mountain zero down mortgage, Signal Mountain zero down mortgage, Soddy Daisy zero down mortgage, Knoxville zero down mortgage, Maryville, Alcoa, Farragut , Oak Ridge zero down mortgage, La Follett zero down mortgage, Memphis zero down mortgage, Atoka zero down mortgage,  Bartlett zero down mortgage, Cordova zero down mortgage, Collierville zero down mortgage, Germantown zero down mortgage, Millington zero down mortgage, Dyersburg zero down mortgage, Jackson zero down mortgage, Bolivar, Humboldt zero down mortgage, Selmer, Lafayette, Dayton zero down mortgage, Winchester zero down mortgage, Woodbury, TN zero down mortgage, TN , Tennessee zero down mortgage, Tennessee zero down mortgage, KY zero down mortgage, KY, Kentucky Zero down Mortgage Kentucky, MortgagePRO is a full service mortgage site providing FHA, VA Conventional and Jumbo Mortgages regardless of Credit score excellent credit  to bad credit with the best mortgage rates and Programs-zero down-no down payment-100% mortgage financing-no money down-zero at close in the following states: Alabama AL Alaska AK Arizona AZ Arkansas AR California CA Colorado CO Connecticut CT Delaware DE Florida FL Georgia GA Hawaii HI Idaho ID Illinois IL Indiana IN Iowa IA Kansas KS Kentucky KY Louisiana LA Maine ME Maryland MD Massachusetts MA Michigan MI Minnesota MN Mississippi MS Missouri MO Montana MT Nebraska NE Nevada NV New Hampshire NH New Jersey NJ New Mexico NM New York NY North Carolina NC North Dakota ND Ohio OH Oklahoma OK Oregon OR Pennsylvania PA Rhode Island RI South Carolina SC South Dakota SD Tennessee TN Texas TX Utah UT Vermont VT Virginia VA Washington WA West Virginia WV Wisconsin WI Wyoming  Washington DC

 

 

Home buyers enjoy mortgage programs  with no minimum credit score,bad credit,slow credit,damaged credit,less than perfect credit,firtst time buyer,first-time-Home-buyer, First time homebuyers, equity loans, free mortgage calculator, no down payment motgage, internet mortgage loans, no money down mortgage loans, non-traditional credit, self-employed, JUMBO loans, construction loans, GIFT programs, NEW:MTA loan, FHA automated or manual underwriting, farmers mortgage, EQUITY lines of credit, 103% and 107% 125% mortgages,  Interest only-mortgage-loans, no documentation mortgage,NO DOC, bank statement income, equals full doc. New York, Los Angeles, Chicago, Houston, Philadelphia, Phoenix, San Diego, San Antonio, Dallas, Detroit, San Jose, Indianapolis, Jacksonville, San Francisco, Columbus, Austin, Memphis, Baltimore, Milwaukee, Fort Worth, Charlotte, El Paso, Boston, Seattle, Washington, Denver, Nashville-David, Portland, Las Vegas, Tucson, Long Beach, Albuquerque, New Orleans, Cleveland, Fresno, Sacramento, Virginia Beach, Mesa, Atlanta, Omaha, Oakland, Tulsa, Honolulu, Miami, Minneapolis, Colorado Springs, Baltimore, Charlotte, Orange County, Newark, Stockton, Fairfield, Sacramento, Auburn, Rocklin, Napa, Memphis, Fresno, Greensboro, Arlington, Wichita, Santa Ana, Anaheim, St. Louis, Pittsburgh, Little Rock, Phoenix, Hartford, Louisville, Tampa, Cincinnati, Raleigh, Raleigh-Durham, Toledo, Aurora, Buffalo, Riverside, St. Paul, Corpus Christi, Newark, Stockton, Bakersfield, Anchorage, Lexington-Fayette, Louisville, St. Petersburg, Plano, Norfolk, Birmingham, Lincoln, Glendale, Greensboro, Baton Rouge, Fort Wayne, Madison, Garland, Scottsdale, Rochester, Henderson, Akron, Chandler, Chesapeake, Modesto, Lubbock, Fremont, Glendale, Montgomery, Orlando, Chula Vista, Durham, Shreveport, Laredo, Yonkers, Tacoma, Spokane, Des Moines, Grand Rapids, San Bernardino, Richmond, Irving, Huntington Beach, Reno, Mobile Augusta-Richmond, Albany, Cameron ParkWinston-Salem, Boise, Arlington, Columbus, Little Rock, Newport News, Oxnard, Salt Lake City, Jackson, Amarillo, Providence, Worcester, Knoxville, Irvine, Ontario, Oceanside, Garden Grove, Huntsville, Fort Lauderdale, Santa Clarita, Aurora, Dayton, Overland Park, Tempe, Moreno Valley, Brownsville, Birmingham, Folsom, New Orleans, Orlando, Albuquerque, Chattanooga, Pomona, Tallahassee, Santa Rosa, Springfield, Fontana, Rockford, Vancouver, Rancho Cucamonga, Springfield, Paterson, Pembroke Pines, Salinas, Hampton, Gilbert town, North Las Vegas, Indianapolis, Providence, Riverside, Rochester, San Jose, Scranton, Pasadena, Syracuse, Hollywood, Salem, Torrance, Lakewood, Corona, Eugene, Hayward, Pasadena, Bridgeport, Naperville, Grand Prairie, Escondido, Warren, Sioux Falls, Orange, Fullerton, Mesquite, Alexandria, Sunnyvale, Palmdale, Peoria, Savannah, Coral Springs, Sterling Height, Lancaster, Fort Collins, Concord, New Haven, Hartford, Fayetteville, Thousand Oaks, Joliet, Elizabeth, Cedar Rapids, Topeka, El Monte, Flint, Stamford, Vallejo, Cape Coral, Lansing, Evansville, Columbia, Simi Valley, Wichita, Trenton, Syracuse, Springfield Waco, Richmond and more.

 

Selecting the right loan for your home can be one of the most important decisions you will ever make - and so is choosing the right mortgage lender. No one understands the needs of today's home buyers, sellers, brokers, Realtors, and builders better and offers a wide variety of home mortgage loans than us. Purchase, refinance home equity, debt consolidation, jumbo, first time home buyer, and zero down payment home loan options are just a few that are specialized in. zerotoclose.com Home Loans is a general informational web site only providing marketing information service for the select lenders.

The lenders associated with this site are committed to providing a full line of lending services to ensure customers: loan approvals, competitive interest rates and timely closings. These home loan program options are offered by local and national mortgage company professionals doing business with integrity, efficiency, and personal service.

To top it off, you get terrific service, great rates low fees and an experienced mortgage lender who will answer your questions, keep you up-to-date, and do whatever it takes to make your first time home buyer experience amazingly easy! Get the first time home buyer loan program you want with low mortgage rates!

Preferred Lending Partners

A I Mortgage Inc.

417 Welshwood Dr. Suite 210, Nashville, TN 37211
 

 

 

Apex Financial Group Inc.

801 W. Bloomingdale Ave Brandon, FL 33511

 

Community First Bank, FSB

3168 Braverton Street Edgewater, MD 21037
 

 

 

Community Bankshares Inc,Company

 

508 Hampton Street Columbia SC 29201

 

Web site disclaimer

The lenders associated with this site cooperate to offer the best mortgage products available. select banks, lenders and brokers listed above

 

Government grants for buying a home

Here are some links for government grants for buying a home in Tennessee.

Tennessee Housing Development Agency (THDA) http://www.state.tn.us/thda/

Homebuyer Education Tennessee Housing Development Agency (THDA) maintains a list of trainers approved to teach homebuyers about a home. The information is provided by county. http://www.state.tn.us

Homeownership Programs - THDA's Homeownership programs are designed for low- and moderate-income borrowers. Some programs include downpayment assistance.
http://www.state.tn.us

Housing Voucher to Homeownership - THDA offers a Housing Voucher (Section 8) to Homeownership Program covering most counties in Tennessee. People who meet the guidelines may be able to use their Housing Vouchers to buy homes. http://www.state.tn.us

Local Homeownership Programs - programs serving specific local areas in Tennessee

Chattanooga: Chattanooga, Hamilton, Bledsoe, Bradley, Grundy, Hamilton, McMinn, Marion, Meigs, Polk, Rhea, Sequatchie

Chattanooga Neighborhood Enterprise
101 Market Street, Suite 100
Chattanooga, Tennessee 37402
Phone: (423) 756-6225
Fax: (423) 756-3851
http://www.cneinc.org/

101 Market Street, Suite 100Chattanooga, Tennessee 37402Phone: (423) 756-6225Fax: (423) 756-3851

USDA Rural Development Agency
25 Cherokee Blvd., Suite A, PO Box 4941
Chattanooga, Tennessee 37405
Phone: (423) 756-2239, ext. 1000
Fax: (423) 756-9278
http://www.rurdev.usda.gov/rhs/

25 Cherokee Blvd., Suite A, PO Box 4941Chattanooga, Tennessee 37405Phone: (423) 756-2239, ext. 1000Fax: (423) 756-9278

Clarksville: Montgomery County

Clarksville Housing Information-general information
Clarksville/Montgomery County Regional Planning Commission
106 Public Square
Clarksville, TN 37040
Low-income -
(931) 647-2303
Mental Health Center
(residential homes) - (931) 920-7200
Other - (931) 645-7448

Community Action Agency-Clarksville
350 Pageant Lane, Ste. 307
Clarksville, TN 37040
(931) 648-5774

HOME Program Contact-Clarksville/Montgomery County
Office of Community Development
329 Main St.
Clarksville, TN 37040
(931) 645-7448

Montgomery County Habitat for Humanity
482 Jones Rd.
Clarksville, TN 37403
(931) 645-4222
New construction, affordable housing programs, volunteering

Cookeville: Cookeville, Cannon, Clay, Cumberland, DeKalb, Fentress, Jackson, Macon, Overton, Pickett, Putnam, Smith, Van Buren, Warren, White

USDA Rural Development Agency
Fountain Court, Suite K 390 South Lowe Avenue, PO Box 555
Cookeville, Tennessee 38503

Fountain Court, Suite K 390 South Lowe Avenue, PO Box 555Cookeville, Tennessee 38503

Johnson City: Washington

City of Johnson City Office of Community Development
Keystone Community Center 603 Bert Street
Johnson City Tennessee 37601 Phone and Fax: (423) 434-6291 http://www.johnsoncitytn.org/CED/

Keystone Community Center 603 Bert StreetJohnson City Tennessee 37601 Phone and Fax: (423) 434-6291 http://www.johnsoncitytn.org/CED/

Kingsport: Carter, Greene, Hancock, Hawkins, Johnson, Washington, Unicoi

Upper East Tennessee Human Development Agency
PO Box 46
Kingsport, Tennessee 37662
Phone: (423) 246-6180
Email:
lsmith@naxs.com
http://www.tacaa.com/serviceupeast.html

PO Box 46Kingsport, Tennessee 37662Phone: (423) 246-6180Email: http://www.tacaa.com/serviceupeast.html

Knoxville: Knox, Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Jefferson, Loudon, Monroe, Morgan, Roane, Scott, Sevier, Union

Disability Resource Center
211 Blount Avenue, Suite 508
Knoxville, Tennessee 37920
Phone: (865) 637-3666
Fax: (865) 637-5616
TTY: (865) 637-6796
Email: drc@korrne.org

Knoxville Area Urban League
154 E. Fifth Avenue
Knoxville, Tennessee 37917
Phone: (865) 524-5511
Fax: (865) 525-5154
Email: knoxaul@knoxaul.org

http://www.thekaul.org/home.htm

154 E. Fifth AvenueKnoxville, Tennessee 37917Phone: (865) 524-5511Fax: (865) 525-5154Email: knoxaul@knoxaul.org

Knoxville Housing Partnership
900 East Hill Avenue, Suite 270
Knoxville, Tennessee 37915
Phone: (865) 637-1679
Fax: (865) 637-9713
http://www.khp.org/

900 East Hill Avenue, Suite 270Knoxville, Tennessee 37915Phone: (865) 637-1679Fax: (865) 637-9713http://www.khp.org/

The City of Knoxville's Community Development Division Homemaker's Programs/Housing Programs
Room 503, City County Building
Knoxville, Tennessee
Phone: (865) 215-4545
Fax: (865) 215-4547
Email: lhenderson@ci.knoxville.tn.us

http://www.ci.knoxville.tn.us/development/

Room 503, City County BuildingKnoxville, TennesseePhone: (865) 215-4545Fax: (865) 215-4547Email: lhenderson@ci.knoxville.tn.us

East Tennessee Human Resources Agency (ETHRA)
9111 Cross Park Drive, Suite D-100
Knoxville, TN 37923
Phone (865) 691-2551

USDA Rural Development Agency
4730 New Harvest Lane, Suite 300
Knoxville, Tennessee 37918-7000
Phone: (865) 523-3338
Fax: (865) 525-7622

http://www.rurdev.usda.gov/rhs/

4730 New Harvest Lane, Suite 300Knoxville, Tennessee 37918-7000Phone: (865) 523-3338Fax: (865) 525-7622

Memphis: Shelby

City of Memphis Division of Housing and Community Development Guide to Programs - includes downpayment assistance programs and rehabilitation and repair programs.

Memphis Housing Resource Center
1548-B Poplar Avenue
Memphis, TN 38104
(901) 583-1511

1548-B Poplar AvenueMemphis, TN 38104(901) 583-1511

Neighborhood Housing Opportunities
1548 Poplar Avenue
Memphis, TN 38104
(901) 729-2934

1548 Poplar AvenueMemphis, TN 38104(901) 729-2934

The Works
1471 Genesis Circle
Memphis, TN 38106
(901) 946-9675

1471 Genesis CircleMemphis, TN 38106(901) 946-9675

United Housing, Inc.
51 N. Cooper Street
Memphis, TN 38104
(901) 272-1122

51 N. Cooper StreetMemphis, TN 38104(901) 272-1122

Vollentine Evergreen Community Association
1680 Jackson Avenue
Memphis, TN 38107
(901) 276-1783

1680 Jackson AvenueMemphis, TN 38107(901) 276-1783

Morristown: Cocke, Grainger, Hamblen, Jefferson, Monroe, Sevier

Douglas-Cherokee Economic Authority
PO Box 1218 - 534 East First North Street
Morristown, Tennessee 37816
Phone: (423) 587-4500
Fax: (423) 587-4509
http://www.douglascherokee.org

PO Box 1218 - 534 East First North StreetMorristown, Tennessee 37816Phone: (423) 587-4500Fax: (423) 587-4509

Murfreesboro: Rutherford County

City of Murfreesboro Community
Development Office
111 West Vine St
Murfreesboro, TN 37130
(615) 893-5210

Development Office111 West Vine StMurfreesboro, TN 37130(615) 893-5210

Nashville- Davidson County

Affordable Housing Resources, Inc.
1011 Cherry Ave.
Nashville, TN 37203
251-0025

Community IMPACT!
Nashville-Corp for Natl. and Community Services
Americorps and Volunteer Programs
233 Cumberland Bend Dr., Ste. 112
Nashville, TN 37228
736-5561

Department of Veterans Affairs
Estes Kefauver Federal Building, Courthouse Annex
110 9th Avenue South
Nashville, TN 37203
(800) 827-1000

Federal National Mortgage Loan Association, FannieMae
Tennessee Partnership Office
214 Second Avenue, North, Ste. 205
Nashville, TN 37201
252-4160

HOME Program Contact, City of Nashville/Davidson County
Metro Development and Housing Agency
P. O. Box 846
Nashville, TN 37202
252-8508

HOME Program Contact-State of Tennessee
Tennessee Housing Development Agency
404 James Robertson Pky., Ste. 1114
Nashville, TN 37219
741-3007

Homebuyer's Clubs - Woodbine Community Organization
222 Oriel St.
Nashville, TN 37210
833-9580

HOPE - Affordable Housing Resources, Inc.
1011 Cherry Ave.
Nashville, TN 37203
251-0025

Metro Development and Housing Agency
Housing Rehabilitation Assistance Programs
701 South 6th St.
Nashville, TN 252-8500
252-8500

Nashville Habitat for Humanity
1103 Chapel Ave.
Nashville, TN 37206
254-4663

Nashville Housing Fund and The Front Door
701 South Sixth St.
Nashville, TN 37206
780-7000

Residential Resources, Inc.
961 Woodland St.
Nashville, TN 37206
650-9779

Tennessee Housing Development Agency
404 James Robertson Parkway
Ste 1114, Parkway Towers
Nashville, TN 37243
741-4968

Tennessee Manufactured Housing Association
604 4th Avenue North
Nashville, TN 37219
256-4733

The Center for Independent Living of Middle Tennessee
480 Craighead St., Ste. 200
Nashville, TN 37204
292-5803

The Fifteenth Avenue Baptist Community Development Corporation
930 Scovel St.
Nashville, TN 37208
256-4329

U. S. Department of HUD-Nashville
235 Cumberland Bend Dr., Ste. 200
Nashville, TN 37228
736-5600

USDA Rural Housing Service
3322 West End Ave, Ste. 302
Nashville, TN 37203
783-1359

Woodbine Community Organization
222 Oriel St.
Nashville, TN 37210
833-9580

Oak Ridge: Anderson, Roane, Morgan

Housing Development Corporation of the Clinch Valley
PO Box 5713, Oak Ridge, TN 37831
Phone: (865) 482-7345,
483-9783
Fax: (865) 220-8645
Email:
carlotta@hdcclinchvalley.org
http://www.hdcclinchvalley.org/homeloans.htm

PO Box 5713, Oak Ridge, TN 37831Phone: (865) 482-7345,483-9783Fax: (865) 220-8645Email: http://www.hdcclinchvalley.org/homeloans.htm

All Counties

Tennessee Housing Development Agency (THDA)
Suite 16-W Bearden Office 322 Nancy Lynn Lane
Knoxville, Tennessee 37919
Phone: (865) 594-6696
Fax: (865) 594-6780
http://www.state.tn.us/thda/

Suite 16-W Bearden Office 322 Nancy Lynn LaneKnoxville, Tennessee 37919Phone: (865) 594-6696Fax: (865) 594-6780 http://www.state.tn.us/thda/

Habitat for Humanity International
http://www.habitat.org

Anderson - PO Box 7021, Oak Ridge, TN 37831;
Phone: (865) 482-7713;
Email: hhac@esper.com

Blount - 1620 W. Broadway, Maryville, TN 37801;
Phone: (865) 982-8717;
Email: bchfh@korrnet.org

Chattanooga/Hamilton - 2418 E 14th St, Chattanooga, TN 37404;
Phone: (423) 622-7898
Email: hfh.chatt@vol.com

Cumberland - PO Box 854, Crossville, TN 38557;
Phone: 931-484-4565,
Email: habitat@crossville.com

Greene - PO Box 1824, Greeneville, TN 37744;
Phone: (423) 638-1918,
Email: gchfh@xtn.net

Hawkins - 403 E. Main St., Rogersville, TN 37857;
Phone: (423) 272-1830

Holston - PO Box 5265, Kingsport, TN 37663;
Phone: (423) 239-7689,
Email: HolstonHabitat@chartertn.net

Jefferson - PO Box 346, Jefferson City, TN 37760;
Phone: (865) 540-3900

Loudon - 204 Lakeside Plz, Ste 115, Loudon, TN 37774;
Phone: (865) 988-7427,
Email: loudounhabitat@earthlink.net

McMinn - PO Box 1556, Athens, TN 37371;
Phone: (423) 745-8488

Sevier - PO Box 6444, Sevierville, TN 37864;
Phone: (865) 428-2040

 
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