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Selecting the right loan for your home can be one of the most important decisions you will ever make - and so is choosing the right mortgage lender. No one understands the needs of today's home buyers, sellers, brokers, Realtors, and builders better and offers a wide variety of home mortgage loans than us. Purchase, refinance home equity, debt consolidation, jumbo, first time home buyer, and zero down payment home loan options are just a few that are specialized in. zerotoclose.com Home Loans is a general informational web site only providing marketing information service for the select lenders.
The lenders associated with this site are committed to providing a full line of lending services to ensure customers: loan approvals, competitive interest rates and timely closings. These home loan program options are offered by local and national mortgage company professionals doing business with integrity, efficiency, and personal service.
To top it off, you get terrific service, great rates low fees and an experienced mortgage lender who will answer your questions, keep you up-to-date, and do whatever it takes to make your first time home buyer experience amazingly easy! Get the first time home buyer loan program you want with low mortgage rates!
Preferred Lending Partners
A I Mortgage Inc.
417 Welshwood Dr. Suite 210, Nashville, TN 37211
Apex Financial Group Inc.
801 W. Bloomingdale Ave Brandon, FL 33511
Community First Bank, FSB
3168 Braverton Street Edgewater, MD 21037
Community Bankshares Inc,Company
508 Hampton Street Columbia SC 29201
Web site disclaimer
The lenders associated with this site cooperate to offer the best mortgage products available. select banks, lenders and brokers listed above
Government grants for buying a home
Here are some links for government grants for buying a home in Tennessee.
Tennessee Housing Development Agency (THDA) http://www.state.tn.us/thda/
Homebuyer Education Tennessee Housing Development Agency (THDA) maintains a list of trainers approved to teach homebuyers about a home. The information is provided by county. http://www.state.tn.us
Homeownership Programs - THDA's Homeownership programs are designed for low- and moderate-income borrowers. Some programs include downpayment assistance. http://www.state.tn.us
Housing Voucher to Homeownership - THDA offers a Housing Voucher (Section 8) to Homeownership Program covering most counties in Tennessee. People who meet the guidelines may be able to use their Housing Vouchers to buy homes. http://www.state.tn.us
Local Homeownership Programs - programs serving specific local areas in Tennessee
HOME Program Contact-Clarksville/Montgomery County Office of Community Development 329 Main St. Clarksville, TN 37040 (931) 645-7448
Montgomery County Habitat for Humanity 482 Jones Rd. Clarksville, TN 37403 (931) 645-4222 New construction, affordable housing programs, volunteering
Cookeville: Cookeville, Cannon, Clay, Cumberland, DeKalb, Fentress, Jackson, Macon, Overton, Pickett, Putnam, Smith, Van Buren, Warren, White
USDA Rural Development Agency Fountain Court, Suite K 390 South Lowe Avenue, PO Box 555 Cookeville, Tennessee 38503
Fountain Court, Suite K 390 South Lowe Avenue, PO Box 555Cookeville, Tennessee 38503
Johnson City: Washington
City of Johnson City Office of Community Development Keystone Community Center 603 Bert Street Johnson City Tennessee 37601 Phone and Fax: (423) 434-6291 http://www.johnsoncitytn.org/CED/
Keystone Community Center 603 Bert StreetJohnson City Tennessee 37601 Phone and Fax: (423) 434-6291 http://www.johnsoncitytn.org/CED/
Upper East Tennessee Human Development Agency PO Box 46 Kingsport, Tennessee 37662 Phone: (423) 246-6180 Email: lsmith@naxs.com http://www.tacaa.com/serviceupeast.html
PO Box 46Kingsport, Tennessee 37662Phone: (423) 246-6180Email: http://www.tacaa.com/serviceupeast.html
Knoxville Housing Partnership 900 East Hill Avenue, Suite 270 Knoxville, Tennessee 37915 Phone: (865) 637-1679 Fax: (865) 637-9713 http://www.khp.org/
900 East Hill Avenue, Suite 270Knoxville, Tennessee 37915Phone: (865) 637-1679Fax: (865) 637-9713http://www.khp.org/
The City of Knoxville's Community Development Division Homemaker's Programs/Housing Programs Room 503, City County Building Knoxville, Tennessee Phone: (865) 215-4545 Fax: (865) 215-4547 Email: lhenderson@ci.knoxville.tn.us http://www.ci.knoxville.tn.us/development/
Room 503, City County BuildingKnoxville, TennesseePhone: (865) 215-4545Fax: (865) 215-4547Email: lhenderson@ci.knoxville.tn.us
East Tennessee Human Resources Agency (ETHRA) 9111 Cross Park Drive, Suite D-100 Knoxville, TN 37923 Phone (865) 691-2551
USDA Rural Development Agency 4730 New Harvest Lane, Suite 300 Knoxville, Tennessee 37918-7000 Phone: (865) 523-3338 Fax: (865) 525-7622 http://www.rurdev.usda.gov/rhs/
4730 New Harvest Lane, Suite 300Knoxville, Tennessee 37918-7000Phone: (865) 523-3338Fax: (865) 525-7622
Memphis: Shelby
City of Memphis Division of Housing and Community Development Guide to Programs - includes downpayment assistance programs and rehabilitation and repair programs.
Douglas-Cherokee Economic Authority PO Box 1218 - 534 East First North Street Morristown, Tennessee 37816 Phone: (423) 587-4500 Fax: (423) 587-4509 http://www.douglascherokee.org
PO Box 1218 - 534 East First North StreetMorristown, Tennessee 37816Phone: (423) 587-4500Fax: (423) 587-4509
Murfreesboro: Rutherford County
City of Murfreesboro Community Development Office 111 West Vine St Murfreesboro, TN 37130 (615) 893-5210
Development Office111 West Vine StMurfreesboro, TN 37130(615) 893-5210
Community IMPACT! Nashville-Corp for Natl. and Community Services Americorps and Volunteer Programs 233 Cumberland Bend Dr., Ste. 112 Nashville, TN 37228 736-5561
Department of Veterans Affairs Estes Kefauver Federal Building, Courthouse Annex 110 9th Avenue South Nashville, TN 37203 (800) 827-1000
Federal National Mortgage Loan Association, FannieMae Tennessee Partnership Office 214 Second Avenue, North, Ste. 205 Nashville, TN 37201 252-4160
HOME Program Contact, City of Nashville/Davidson County Metro Development and Housing Agency P. O. Box 846 Nashville, TN 37202 252-8508
HOME Program Contact-State of Tennessee Tennessee Housing Development Agency 404 James Robertson Pky., Ste. 1114 Nashville, TN 37219 741-3007
Homebuyer's Clubs - Woodbine Community Organization 222 Oriel St. Nashville, TN 37210 833-9580
Nashville Housing Fund and The Front Door 701 South Sixth St. Nashville, TN 37206 780-7000
Residential Resources, Inc. 961 Woodland St. Nashville, TN 37206 650-9779
Tennessee Housing Development Agency 404 James Robertson Parkway Ste 1114, Parkway Towers Nashville, TN 37243 741-4968
Tennessee Manufactured Housing Association 604 4th Avenue North Nashville, TN 37219 256-4733
The Center for Independent Living of Middle Tennessee 480 Craighead St., Ste. 200 Nashville, TN 37204 292-5803
The Fifteenth Avenue Baptist Community Development Corporation 930 Scovel St. Nashville, TN 37208 256-4329
U. S. Department of HUD-Nashville 235 Cumberland Bend Dr., Ste. 200 Nashville, TN 37228 736-5600
USDA Rural Housing Service 3322 West End Ave, Ste. 302 Nashville, TN 37203 783-1359
Woodbine Community Organization 222 Oriel St. Nashville, TN 37210 833-9580
Oak Ridge: Anderson, Roane, Morgan
Housing Development Corporation of the Clinch Valley PO Box 5713, Oak Ridge, TN 37831 Phone: (865) 482-7345, 483-9783 Fax: (865) 220-8645 Email: carlotta@hdcclinchvalley.org http://www.hdcclinchvalley.org/homeloans.htm
PO Box 5713, Oak Ridge, TN 37831Phone: (865) 482-7345,483-9783Fax: (865) 220-8645Email: http://www.hdcclinchvalley.org/homeloans.htm
All Counties
Tennessee Housing Development Agency (THDA) Suite 16-W Bearden Office 322 Nancy Lynn Lane Knoxville, Tennessee 37919 Phone: (865) 594-6696 Fax: (865) 594-6780 http://www.state.tn.us/thda/