FINANCIAL PRIVACY ACT NOTICE-The federal right to Financial Privacy Act requires all applicants to be informed of the purpose and use to be made of the information which is solicited. The following is a statement of purpose and use. The information requested in the loan is considered relevant and necessary to determine your credit worthiness for the loan for which you are applying. The information will be used in evaluating your loan application. Disclosure of the requested information is voluntary. No penalty will be assessed for failure to respond. However, the decision as to approval of your loan request must be made on the basis of information supplied by you. Incomplete information could result in delay or denial of your loan request. This is notice to you as required by the Right to Financial Privacy Act of 1978.