There are 3 main sections to this home page:
1) Documents needed for Loan Application (print page 2)
2) About Prime Lending (print page 3)
3) Meet Nancy (print page 4)
Today\'s technology is providing a more productive environment to work in. For example, through my Web Site you can submit a complete online secure loan application, pre-qualify for a home loan or you can request an update on your loan in process. These tools have allowed me to provide a higher level of service to my clients who utilize the Internet in their daily lives. By applying online, your application is received immediately! I will be notified by email and be prompted to return to our secure server to retrieve your application. This will enable me to start processing your loan today! Thanks again for your visit today! DOCUMENTS NEEDED FOR LOAN APPLICATION
All Borrowers: 1. Copies of your 2007 W-2\'s 2. Copies of paycheck stubs for last 30 days (most current) 3. Copies of checking and saving account statements for the most recent month (all pages) 4. Copies of quarterly or semi-annual statements for checking, savings, IRA\'s CD\'s, money market funds,stock, 401K, Profit Sharing etc. – for any assets you wish to have considered for your mortgage 5. Commissioned or bonused income - if 25% or more of base, must have tax returns 6. Check for the expense of appraisal ($325) & credit report ($21) 7. Refinance Copy of Note, Deed of Trust, Settlement Statement, Survey from purchase Self-employed, Commissioned/Retired Borrowers: 1. Copies of most recent 2 years tax returns (with all schedules including k- I \'s if applicable 2. Copy of current profit & loss statement and balance sheet 3. Copy of corporate/partnership tax returns for most recent 2 year period if owning 25% or more of company - copies of W-2\'s and/or 1099 forms Documents Which May Be Required: 1. Relocation Agreement if move is financed by employer, i.e. buyout agreement plus documentation outlining company paid closing costs benefits 2. Previous bankruptcy, need copies of petition for bankruptcy and discharge, including supporting schedule 3. Divorce Decree if applicable 4. Documentation supporting moneys received from social security/retirement trust income, i.e. copies of direct deposit bank statements, awards letter, evidence income will continue Documents Needed For FHA/VA Loans: 1. FHA: Copy of social security card for each applicant and co-applicant 2. VA: Original Certificate of Eligibility and copy of DD214 Discharge Paper 3. VA: Name and address of nearest living relative ABOUT PRIME LENDING
Prime Lending, A Plains Capital Company, is one of the largest Mortgage Bankersin Texas. PrimeLending was established in 1986 by Roseanna McGill. Having a Masters Degree in business and an extensive accounting background, Ms. McGill has secured the respect of mortgage professionals nationwide and is committed to attracting the cutting edge of loan products. Since its inception, the company has grown from producing $80 million annually in mortgage loans with a staff of 20, to over 900 employees closing over $2.5 billion in production. In addition to the corporate office located in North Dallas, Prime Lending has expanded to include several offices in Texas and other locations throughout the United States. Our goal is to provide unsurpassed quality service and support throughout the entire mortgage process. The in-house processing, underwriting, and closing departments simplify and accelerate the loan process. Our experienced mortgage professionals are dedicated to leading the way to a positive and successful home loan experience. Prime Lending takes pride in being the premier lender in Dallas, offering a wide array of loan products that cater to the specific needs of each individual including fixed rate conventional mortgages, adjustable rate mortgages, JUMBO loans, FHA and VA loans, interim and permanent construction financing, relocation programs, and refinances. Prime Lending is an Equal Opportunity Lender. NANCY ENSIGN
Nancy has over 25 years of Real Estate experience; having held Real Estate licenses in both Colorado and Texas. A graduate of the University of Colorado, she has made Texas her home since 1982. Prior to joining Prime Lending in 1988, she had been a mortgage loan officer with two very prominent naional mortgage companies. Her background in Real Estate has been an invaluable asset for mortgage lending, giving her an unequaled ability to work with Realtors, builders, relocation professionals and borrowers of all backgrounds. She has the ability to turn a sometimes stressful situation into a pleasurable experience. Nancy is consistently a top producer who takes special pride in providing her clients with one on one, personal service. Her association with Prime Lending, the top ranked mortgage brokerage firm in the Dallas area with Nationwide Investors, has enabled Nancy to offer her clients every available loan options at the most competitive price. There is no substitute for one stop shopping and Nancy's service oriented attitude.
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