Call Us Today!
Strategic Mortgage Planning Services
Randy L Sams, CMPS Trusted Advisor
Mortgage Planner / Financial Educator
Phone: 443-969-2185
Fax: 443-969-2183
Sep 02, 2010
The Right Relationship is everything.
Education - Insight - Advice - Solutions
Peace of Mind = Action Taken with The Power of Knowledge ™
- Buying a Primary Home
- Buying a Vacation Home
- Refinancing a Mortgage
- Investing in Real Estate
- Improving Your Credit Rating
- Reducing Debt
- Preparing for Retirement
- Financing Children's Education
- Caring for Elderly Parents
- Changing a Job or Career
- Starting or Selling a Business
- Financial Strategies for Divorce Situations
- Improve Personal Cash Flow
- Saving Money on Taxes
- Reverse Mortgages
- How to Safely Manage Home Equity - contact me for a detailed report and information
- What is the Value of My Home? - contact me for a detailed report and information
- The Equity Acceleration Program - contact me for information on a great program with no out of pocket expense to help you create wealth and save thousands of dollars in interest payments.
You deserve expert advice when making important decisions
regarding your:
- Single largest debt: mortgage
- Single largest investment: home equity
- Life Planning needs and goals: cash flow
CMPS is a training, examination, certification and ongoing membership program for financial professionals who provide mortgage and real estate equity advice.
You can be assured that a mortgage professional with CMPS credentials has met rigorous, peer-developed and reviewed standards endorsed by a national professional body. The CMPS Institute was formed as a joint effort by leaders in the mortgage and financial planning industries to raise professional standards among mortgage professionals and integrate sound financial planning advice into the mortgage process. Recognized for its preeminence within the industry, the CMPS curriculum represents the core knowledge expected of residential mortgage advisors, regardless of the diversity of specializations within the industry.
The CMPS curriculum incorporates the five essential CMPS skill sets related to integrating a client's mortgage, debt and home equity strategy into their overall financial plan:
- Financial Market and Interest Rate Analysis
- Cash Flow & Debt Analysis
- Real Estate Equity Management
- Real Estate Investment Planning
- Mortgage & Real Estate Taxation Concepts
CMPS professionals are committed, qualified and equipped to implement mortgage, cash flow and real estate equity management strategies that help you:
- Build and conserve wealth
- Become debt free sooner
- Achieve financial freedom
Did you know?
Less than 1% of the mortgage lenders and brokers in the
Lending from a different perspective- Education and Full Disclosure-Your Best Mortgage Experience is Just a Phone Call away.
Providing Education / Being Responsible and providing you with all of your options with the most important transaction that you will make in your life
If we can not do your Loan, it can not be done. Our Goal is to help you achieve your goal, to provide the best possible service with trust, honesty and integrity. To provide a strong work ethic in a professional manner and pledge confidentiality and compliance with all applicable laws and regulations.
We specialize in working with good people with less than perfect credit. We work with you to help you get your credit in order no matter how long it takes to help you qualify for the best programs and rates that are available, whether you are a home buyer or refinancing. We want to earn your trust and and your business. We believe in clients for life.
We are Dedicated and Committed to Responsible Lending
Economic and Housing Market Outlook
All Mortgage Rates & Indicators
Today's technology is providing a more productive environment to work in. For example, through this Web Site you can submit a complete online secure loan application, pre-qualify for a home loan or you can request an update on your loan in process and much more!
These tools have allowed us to provide a higher level of service to our clients who utilize the Internet in their daily lives.
By applying online, your application is received immediately! We will be notified by email and be prompted to return to our secure server to retrieve your application. This will enable us to start processing your loan today!
We are committed to making the loan process as simple and painless as possible. As a result, we have created business relationships with both Freddie Mac and Fannie Mae in order to get your credit and/or underwriting results within minutes of a fully completed application.
Thanks again for your visit today!
Current Mortgage Rates "National Average Mortgage Rates "
FNMA 30yr Yield -1 Month
FNMA 30yr Yield -12 Month

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