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Call Us Today!

Strategic Mortgage Planning Services
Randy L Sams, CMPS Trusted Advisor
Mortgage Planner / Financial Educator
Phone: 443-969-2185
Fax: 443-969-2183


Nov 20, 2009

 

The Right Relationship is everything.

Insight - Advice - Solutions

Peace of Mind = Action Taken with The Power of Knowledge ™ 

HOME OWNERS, BUYERS AND INVESTORS

Why do you need a Certified Mortgage Planning Specialist?

  
Resources and advice specific to your situation - achieve your life dreams while making a difference in the lives of your loved ones.

 

You deserve expert advice when making important decisions
regarding your:

 

  • Single largest debt: mortgage
  • Single largest investment: home equity
  • Life Planning needs and goals: cash flow

CMPS is a training, examination, certification and ongoing membership program for financial professionals who provide mortgage and real estate equity advice.

 

You can be assured that a mortgage professional with CMPS credentials has met rigorous, peer-developed and reviewed standards endorsed by a national professional body. The CMPS Institute was formed as a joint effort by leaders in the mortgage and financial planning industries to raise professional standards among mortgage professionals and integrate sound financial planning advice into the mortgage process. Recognized for its preeminence within the industry, the CMPS curriculum represents the core knowledge expected of residential mortgage advisors, regardless of the diversity of specializations within the industry.

 

The CMPS curriculum incorporates the five essential CMPS skill sets related to integrating a client's mortgage, debt and home equity strategy into their overall financial plan:

 

  • Financial Market and Interest Rate Analysis
  • Cash Flow & Debt Analysis
  • Real Estate Equity Management
  • Real Estate Investment Planning
  • Mortgage & Real Estate Taxation Concepts

CMPS professionals are committed, qualified and equipped to implement mortgage, cash flow and real estate equity management strategies that help you:

 

  • Build and conserve wealth
  •  Become debt free sooner
  • Achieve financial freedom

Did you know?
Less than 2% of the mortgage lenders and brokers in the U.S. are CMPS certified. By finding a CMPS professional in your area, you will have the opportunity of working with the "cream of the crop" among all the mortgage professionals in the country!

Lending from a different perspective- Education and Full Disclosure-Your Best Mortgage Experience is Just a Phone Call away.

Providing Education / Being Responsible and providing you with all of your options with the most important transaction that you will make in your life

If we can not do your Loan, it can not be done. Our Goal is to help you achieve your goal, to provide the best possible service with trust, honesty and integrity. To provide a strong work ethic in a professional manner and pledge confidentiality and compliance with all applicable laws and regulations.

We specialize in working with good people with less than perfect credit. We work with you to help you get your credit in order no matter how long it takes to help you qualify for the best programs and rates that are available, whether you are a home buyer or refinancing. We want to earn your trust and and your business. We believe in clients for life.

We are Dedicated and Committed to Responsible Lending

 

 

    

         

Economic and Housing Market Outlook

All Mortgage Rates & Indicators

 



Today's technology is providing a more productive environment to work in. For example, through this Web Site you can submit a complete online secure loan application, pre-qualify for a home loan or you can request an update on your loan in process and much more!

These tools have allowed us to provide a higher level of service to our clients who utilize the Internet in their daily lives.

By applying online, your application is received immediately! We will be notified by email and be prompted to return to our secure server to retrieve your application. This will enable us to start processing your loan today!

We are committed to making the loan process as simple and painless as possible. As a result, we have created business relationships with both Freddie Mac and Fannie Mae in order to get your credit and/or underwriting results within minutes of a fully completed application.

Thanks again for your visit today!

 

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