How Premier Atlanta Mortgage Company is Different
Premier Atlanta Mortgage Company is a mortgage brokerage firm located in the Buckhead district of Atlanta, Georgia. Founded in February 1991, the company is one of the longest continuously running mortgage brokers in Georgia. Out of the original 1,326 licensed mortgage companies as of November 1995, only 85 remain in business. Since November 1995, more than 9,000 mortgage companies have come and gone while Premier Atlanta Mortgage Company still stands strong.
Listed below are several reasons how we believe Premier Atlanta Mortgage Company is different.
- More than 80% of our clients use us for their next mortgage. Whereas, for the average mortgage company, more than 80% of their customers will never use them again;
- Unlike Banks, we do not keep the servicing rights to your mortgage. Therefore, we have no conflict of interest in getting you a better mortgage as the interest rate market fluctuates;
- We do not have multiple locations, especially like banks, with high overhead costs to be passed on to you;
- Premier Atlanta does not employ loan officers who charge you an "origination" fee. Premier does not charge its clients an "origination" fee;
- Premier Atlanta Mortgage Company has never done sub-prime or stated income Alt-A mortgages. Instead we have built our practice on developing clients who have good incomes, credit and collateral. We have no foreclosure losses associated with our name and have not been affected by the collapse of this market segment;
- We obtain most all new client mortgage assignments from referral by clients of their friends and family. We do not obtain mortgage assignments through expensive media advertising costs which are then passed on to you;
- Premier Atlanta Mortgage Company sells its mortgages directly to primary mortgage investors. Small mortgage companies usually sell their mortgages to intermediary mortgage investors who in turn sell to primary mortgage investors. Since Premier Atlanta Mortgage Company has an average of $100,000,000 or more of mortgages to sell each year, we can get a better price than a small mortgage company or the retail channel of our investors or you yourself; and
- Premier Atlanta Mortgage Company works hard to make your mortgage experience easy. If we accept your loan application, then we will refund the application deposit if your loan is not approved. Most banks and other mortgage companies will not refund all of your deposit if your loan is not approved.
How Premier's employees are different
