Interest Rates
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Interest Rate Disclaimer:
Premier Atlanta Mortgage Company endeavors to provide complete and accurate information, however interest rates do change everyday and sometimes two to three times a day. As such, all Rates,Terms, Fees, and Programs are subject to change without notice. While Premier Atlanta Mortgage Company makes reasonable efforts to ensure the information provided is accurate and up to date, we can make no guarantees. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. The rates and points displayed do not include any rate and / or point adjustments that may increase or decrease the net rate and point values for a particular loan based on a consumers financial status. These rates may not be available in all regions. The rates displayed are based on the closest value to our No Closing Costs, No Discount Points, No Origination Fee Program and the closest Par rate loan with applicable fees available. Lower rates with different fee and / or discount point combinations are available. These quotes are only on our most popular programs. Please contact us at (404) 814-3760 to discuss your qualifications as well as our up-to-date menu of program and rate options.
APR Disclaimer:
Our APR calculation uses fixed default logic. Please remember Annual Percentage Rate (APR) may vary based upon loan amount, terms and closing costs and may not reflect our current situation. To calculate APR in this interest rates page we are using the following default logic.
Loan amount used for APR is $359,650.00 with 0% additional fee scenario. The Adjustable Rate uses todays fully indexed rate as the average rate for the remaining years once in the adjustable phase of the mortgage. Rates are subject to change once every 12 months in this period. Most maximum caps are 2% for the first adjustment and 6% over the life of the loan. Some programs have a 5% maximum lifetime cap over the start rate. Indexes are based on LIBOR with an optional Constant Maturity Treasury Index available. (CMT-an index extrapolated from the 6 month and 2 year T-bill price to compute a one year index). Jumbo rate programs are based on a loan amount of $400,000.00.
