Reasons Premier Atlanta Mortgage Company is Different:
1. More than 80% of our clients use us for their next mortgage. Whereas, for the average mortgage company, more than 80% of their customers will never use them again;
2. The officers of Premier Atlanta Mortgage Company have Doctorate or Masters degrees. All staff must meet strict requirements such as being a college graduate with at least a 3.0 GPA and having a personality that can easily handle details and people;
3. We obtain most all new client mortgage assignments from referral by clients of their friends and family. We do not obtain mortgage assignments through expensive media advertising costs which are passed on to you
4. Premier Atlanta Mortgage Company ethic is “helping clients achieve their goal” in contrast to most mortgage providers who are helping themselves achieve their own goals;
5. Unlike Banks, we do not keep the servicing rights to your mortgage, therefore we have no conflict of interest in getting you a better mortgage as the interest rate market fluctuates;
6. We do not employ “loan officers” who attempt to charge you 1.0% or more for “selling you” into a loan;
7. We do not have multiple locations, especially like Banks, with attendant high overhead costs, to be passed on to you;
8. Premier Atlanta Mortgage Company has never done sub-prime or stated income Alt-A mortgages. Instead we have built our practice on developing clients who have good incomes, credit, and collateral. We have no foreclosures associated with our name and have not been affected by the collapse of this market segment; and
9. Premier Atlanta Mortgage Company sells its mortgages directly to primary mortgage investors. Small mortgage companies usually sell their mortgages to intermediary mortgage investors who in turn sell to the primary mortgage investors. Since Premier Atlanta Mortgage Company has in an average year $100,000,000 or more of mortgages to sell, we can get a better price than a small mortgage company or the Retail Channel of our investors.
