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Loan Checklist

The following items may be critical to your loan being completed in a timely manner. Please provide them if they apply to you.
  • Last 30 Days paycheck stubs for all borrowers (if applicable)
  • Last 2 years W-2's for all borrowers (if applicable)
  • Last 2 years tax returns for all borrowers. Including all forms.
  • Last 2 months bank statements (savings and checking)
  • Copy of Divorce decree, including all pages (if applicable)
  • Copy of Bankruptcy discharge papers (if applicable)
  • Explanation Letter (for late payments, collections, etc.)
  • Copy of Drivers License for all borrowers
  • Copy of Purchase Agreement.
  • Copy of all Pension Statements, "Award" Letter, etc. (if applicable)
  • Copy of Social Security Annual "Award" Letter, Statement, etc. (if applicable)
Southern Trust Mortgage 4433 Corporation Lane Suite 300 Virginia Beach, VA 23462
Phone: 800-748-2147
Fax: 

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