PRIVACY OF CONSUMER FINANCIAL INFORMATION We collect non-public personal information about you as a consumer, customer or former customer from the following sources: * Information we receive from you on applications, loan documents, sales documents, or other forms. * Information abour your transactions with us, our affiliates, or others. *Information we receive from a consumer-reporting agency. We do not disclose any non-public personal information about our customers or former customers to anyone, except to our affiliates as permitted by law. We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain safeguards, which restrict access to your non-public personal information.