Welcome to The Tom Bass Team


 The Tom Bass Team

Our mission is to handle each and every transaction in a manner that promotes the highest levels of trust, honesty, integrity and respect.  100% of our business is REFERRAL BASED!  You were referred to "us" by your Realtor, through a family member or friend, or other sphere partner (Insurance Agent, Financial Planner, CPA, Attorney, Church affiliate, etc).  Regardless of the source, we are blessed to earn your business.

How to Get Pre-Approved: 3 Easy Steps

  1. Begin the application process by selecting the "Apply Online" button from the category list near the upper right hand side of the webpage.  
  2. Submit your Pre-Approval items via fax (fax #909-204-4177) or via email to info@tombass.com.  We need to review your 2008 and 2009 taxes + w2's, your current payroll and bank statements for the previous two months. 
  3. Review your calendar and submit the BEST 2-3 dates and times to meet in our office to review your info.

Don't settle for anything less than a Full Pre-Approval from our office!  Being Fully Pre-Approved (versus merely Pre-Qualfied) puts you in the highest position to make offers and negotiate on a home purchase. 

GREAT NEWS!!!!!  The Federal Tax Credit has been extended through June 2010.  Here are the rules:

  • The client must have a fully executed purchase contract by April 30th, 2010.
  • Escrow must close by June 30th, 2010. 
  • The Tax Credit for a first time buyer (an individual that has not owned "real property" for three years) remains $8,000. 
  • Better yet >> the revision to the Tax Credit now allows for a move-up buyer to get $6500 for purchasing another home; as long as the repeat Buyer owned the home for at least five years of the previous eight years. 
  • Income caps were also raised to $125,000 per individual and $225,000 per married couple. 

Bayport Financial Inc and The Tom Bass  Team.  Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.