Oakland Deposit Bank was chartered on March 14, 1905, Our doors remain open under the same bank name, at the same location, and with the same family ownership today.

Oakland Deposit Bank CEO and Chairman of the Board, Jim Henry, realizes "The Power Of A Dream.... Your Dream" can grab the future! That's why we're still here.... Fayette County's oldest bank.... helping you realize your dreams.

As a part of our commitment to our customers for over 100 years, our Mortgage Division truly can make your dreams come true. If you want to buy a home, refinance your current home or simply get an equity line of credit - we are here to help.

Our Mortgage staff is highly experienced in all aspects of real estate lending including Construction Loans to build your home; loans to purchase that Dream Home; or loans to refinance your present home to today's lower interest rates. Do you just want to purchase a lot or some land now and build later? We can help with that!

Over the years we have served thousands of customers in Southwest Tennessee and North Mississippi. We continue that service today with the same Old Fashion Service using Cutting Edge Technology! We are pleased to offer our customers the opportunity to do most of their banking transactions, including apply for loans, over the internet. While we employ this wonderful technology, we continue to work personally with each of our customers. We didn't get where we are today by letting an impersonal machine, regardless of how efficient, be our only contact with our most precious asset - our customer.

We appreciate your visit to our website and invite you to visit often to see what new and exiciting customer benefits we can offer.