Loan Checklist

• Go to the bottom of the HOME PAGE to pay for Appraisal and Credit Report Fees if they apply
  
  
• W-2 Forms
  Past Two (2) years for all borrowers - copy acceptable
  
  
• PAY STUBS
  MOST RECENT two (2) pay stubs or number needed to cover a full month
  
  
• BANK STATEMENTS
  Most recent two (2) months bank statements on all Checking/Savings Accounts. Must include ALL PAGES. Copies are acceptable - (INTERNET PRINTOUTS CANNOT BE ACCEPTED)
  
  
• INVESTMENT/STOCK BROKERAGE ACCOUNT STATEMENTS
  Provide your most recent statement on these accounts. Copies are acceptable. (INTERNET PRINTOUTS CANNOT BE ACCEPTED)
  
  
• ESTIMATED NET PROCEEDS FROM THE HOME YOU ARE SELLING
  (If you have already sold your previous home, please provide a copy of the SIGNED settlement statement on that transaction.)
  
  
• PLANS AND SPECS - and COST ESTIMATE OR BUILDER CONTRACT If proposed construction
  
  
• A SIGNED COPY OF YOUR SALES CONTRACT IF A PURCHASE
  
  
• BANKRUPTCY PAPERS
  If filed within the past 7 years, please provide a complete copy of your papers, including a copy of the Discharge.
  
  
• DIVORCE DECREE, SEPARATION AGREEMENT, AND/OR ANY CHILD SUPPORT AGREEMENT IF APPLICABLE
  
  
• LEASE AGREEMENTS ON RENTAL PROPERTIES
  Please include a complete schedule of property owned showing the lender for each property, the date acquired and the approximately monthly payment.
  
  
• PROOF OF CHILD SUPPORT AND/OR ALIMONY RECEIVED
  if you wish to use this income to qualify for your loan.
  
  
• WARRANTY DEED
  If you already own your lot.
  
  
• FEDERAL TAX RETURNS
  Previous two (2) years if Self Employed, Commissioned or receiving a substantial amount of overtime pay. (ALL pages and Schedules must be included and the return must be Signed)
  
  
• YEAR TO DATE PROFIT AND LOSS STATEMENT
  If Self Employed. Must be signed by you.