Your email address is not sold, given or provided to anyone outside Oakland Deposit Bank and its' affiliates. We DO NOT disclose any nonpublic personal information about you to anyone not involved in our loan approval/closing process, except as required by law. We, our, and us means The Oakland Deposit Bank. This is our privacy notice for our customers. When we use the words ?you? and ?your?, we mean the following types of customers: All of our consumer customers who have a continuing relationship with us, such as: Deposit accounts Loan accounts Credit cards Safe deposit boxes All IRA accounts for which we act as custodian or trustee We will tell you the sources of nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information. We first define some terms: Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. A nonaffiliated third party is a company that is not an affiliate of ours. THE INFORMATION THAT WE COLLECT: We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms Information about your transactions with us Information about your transactions with our affiliates Information about your transactions with nonaffiliated third parties Information from a consumer reporting agency INFORMATION WE DISCLOSE ABOUT YOU. We DO NOT disclose any nonpublic personal information about you to anyone, except as required by law. THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS We do not disclose nonpublic personal information about former customers, except as required by law.