Huron Valley Financial - Purchase - Refinance FHA, VA, Rural Development Mortgages

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Huron Valley Financial
Victor Bals & Jim Lasota
Brighton, Howell, MI
Phone: 517-586-4030
Fax: 517-586-4031

Testimonials

Jeff Spurgess

Huron Valley Financial prides itself on communication culminating in results.� I was never in the dark as to my status of any items involved in the process.� This was extremely important, especially in this time in our economy where lending institutions are changing their rules, sometimes on a daily basis.� The staff at Huron Valley Financial�were superior in knowledge as to all of the possible options out there with regards to, not only financing options, but the entire real estate closing process.� I have already recommended�American Mortgage Centers�to others and my recommendations also resulted in positive feedback.� I can�t imagine that there is anyone else out there that could have facilitated my financing more efficiently.

�

Jeff Spurgess
jeff.spurgess@comcast.net� email Jeff to ask questions or to confirm this testimonial

Sep 02, 2010

Huron Valley Financial, Inc.

  One -  Understanding Mortgage Options

Rural Development 100 % 30-year fixed rate mortgage.   The government has done it right with this program. Allows you to finance up to 103.5% of the appraised value. It will even allow you to include new appliances. No monthly mortgage insurance. (PMI)

FHA 30 or 15 Year Fixed Rate Borrowers can purchase a home for as little as 3.5% down payment. Borrowers with less than perfect credit can breathe easily, as  underwriting guidelines are more relaxed. A powerful tool is in your hands with FHA. Loan Checklist

VA 15 or 30 Year Fixed Rate VA loans are a great way to finance a home up to 100% of the purchase price. If you are a Veteran, this program has many benifits for you and your family. Loan Checklist

Conventional Financing 5%, 10% 15% or 20% down payment 15 or 30 Year Fixed Rate Mortgage. This is a traditional type mortgage. Credit criteria is much tighter and reserved for those with higher credit scores. Loan Checklist

Two   -   Researching The Right Team

Time to put your team together. We have assembled our  "Preferred Partners" in the area. We have a host of Realtors, Home Inspectors, Home Appraisers, Title Companies, and other service vendors that will play key roles your transaction. Search for Your New home and team of Preferred Partners

Three - Getting   Pre - Approved  Today

Before making formal application, you may click our Pre-Qual Calculator. This enables you to become comfortable with what payment or mortgage amount you can afford. Then by Applying On-Line your application is received immediately! We will be notified by email and be prompted to return to our secure server to retrieve your application. Also make sure to print the Loan Checklist. We hope to serve you well.

Huron Valley Financial have convenient locations in Howell, Brighton, Ann Arbor, Fenton and West Bloomfield, Michigan. We provide Mortgage Financing for new home purchases and home refinancing. We also have a vast knowledge of financing Bank Owned, Bank Repos,and Foreclosures. A great deal awaits you when you buy a foreclosed home. Short sales are another great way to obtain home ownership.
Today's real estate market offers one of the most cost effective time in history to buy a new home. With the inventory of foreclosed properties, also known as Bank Repos, or REOS (Real Estate Owned), it becomes an incentive and a golden opportunity for first time home buyers here in Livingston County, Michigan.

With great deals in the Brighton, Howell, Hamburg, Pinckney, and Hartland areas, there are even better deals to be found in the Fowlerville area, with more acreage available if that is your objective in searching for a new or existing home.

Financing options are plentiful with the FHA, VA, Conventional and Rural Development 100% financing programs. The FHA 203k program also allow you to borrow the money for financing if any repairs are necessary to bring one of these foreclosed homes to minimum standards to pass inspection for mortgage financing.

Our Howell office serves clients in Howell, Brighton, Fowlerville, Whitmore Lake, Fenton, Pinckney, Hartland, Milford, South Lyon, New Hudson and the Ann Arbor areas in Southeast Michigan.

Our Locations serve our clients in Livonia, Westland, Garden City, Redford, Canton, Plymouth, Farmington, Southfield, Novi, and Northville areas in South East Michigan. We hope to serve you well in all of your mortgage needs.

American Mortgage Centers: Mortgage Company in Brighton, Livingston County, Michigan