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Loan Checklist


Call 734-417-2115 With Any Questions

Download the checklist here

The following items will be critical to your loan being completed in a timely manner. Please provide them if they may apply to you. You may fax these items to 810-224-5123. You may also contact  Victor Bals via email if you have any questions.

  • Income Information

    Copy of your pay stub(s) covering the last 30 days

    Copy of your W-2 Forms for the last 2 years

    2 Years Federal Tax Returns

    If self Employed or a 1099 employee 2 years business and personal tax returns with all schedules
     

  • Asset Information

    Copies of checking and savings statements for the past 2 months

    401k, IRA, Investment, stock, and mutual funds statements

    If you are refinancing, a copy of your current mortgage statement, home owners insurance information, and copies of property tax bills for summer and winter taxes
     

     

  • Identification Information Required 
      
    Copy of current drivers license (front and back)

    Copy of social security card
     
    If not a U.S citizen, copy of front and back of your green card

    Provide 24 month housing history including addresses and dates living there



     

     

  • Other Information Required 

    If you have a rental property, provide detailed list of each property address, the current mortgage statement(s), lease agreement(s), property tax information or tax bill(s), and home owners insurance information of each property, monthly rents and federal income tax returns.

    If applicable, a signed copy of divorce decree

    If applicable, proof of income from child support or alimony

    If applicable, pension statement or social security award letter
     
    If applicable, copy of bankruptcy discharge papers
     
    If you have an Insurance Agent you wish to use for insuring your new purchase, please provide their contact information

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