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Loan Checklist


 Call 517-586-4030 With Any Questions


The following items will be critical to your loan being completed in a timely manner. Please provide them if they may apply to you.  You may fax these items to 517-586-4031.   You may also contact Jim Lasota or Victor Bals if you have any questions.  

  • Income Information (Employed) 

    Copy of your pay stub(s) covering the last 30 days.
    Copy of your W-2 Forms for the last 2 years.
    Provide your employment history for the past 24 months including employer’s name, address, telephone, plus dates of employment, position(s), and monthly income. 

     

  • Income Information (Self Employed and 1099 income) 

    Copies of your last 2 years personal and business federal income tax returns with ALL schedules. Copy of business license for a period of 2 at least 2 years.

     

  • Asset Information

    Copies of bank statements for the past 2 months for all accounts, including 401k, IRA, Investment, stock, and mutual funds. 
    It is crucial that the above asset statements contain every page.  (example: Page 5 of 6 is blank.  If it says 6 pages,  you will be required to submitt ALL 6 pages).  Underwriting will not accept any statement with a missing page(s).   

     

     

  • Miscellaneous Information Required ’

          
    Copy of current drivers license (front and back).
    Copy of social security card. 
    If not a U.S citizen, copy of front and back of your green card.
    Provide 24 month housing history including addresses and dates living there.



    If you have a rental property, provide detailed list of each property address, the current mortgage statement(s), lease agreement(s), property tax information or tax bill(s), and home owners insurance information of each property, monthly rents and federal income tax returns.

    If applicable, a signed copy of divorce decree.
    If applicable, proof of income from child support or alimony.
    If applicable, pension statement or social security award letter. 
    If applicable, copy of bankruptcy discharge papers. 
    If you have an Insurance Agent you wish to use for insuring your new purchase, please provide their contact information.