A number of financial institutions advertise and offer home mortgages. Banks and savings & loan institutions generally have small, in-house loan selections. A mortgage broker, on the other hand, represents several lendind institutions (banks and savings & loans included) and offers a wider array of loan programs. Frequently, a mortgage broker can offer a loan program at a more competitive rate than the issuing lending institution. CreekView Mortgage, Inc. currently represents some of the most competitive and attractive loan programs on the market, including: No-Point, Purchase, Refinance, Jumbo & Super Jumbo, Quick Qualifier, First Time Buyer, No Down Payment, 100% LTV, and Equity Seconds.