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FHA Loans - 3.5% down -- down payment assistance programs available. Call 630-854-3459

Insured by the Federal Housing Administration (FHA), these loans are government-assisted alternatives to conventional financing, and were originally offered for first-time home buyers with imperfect credit. Now, FHA loans are open to a wider audience, and are even popular options for homeowners looking to refinance.

  • Put Just 3.5% Down on a home Purchase; refinance to higher loan to value than conventional
  • Easier to qualify - refinance with 500 score and good mortgage history; purchase with lower scores than conventional
  • Fixed rate and Adjustable rates available
  • Refinance a conventional loan into a FHA loan No prepayment penalties
    Overall, FHA loans provide more flexibility in credit, income, and equity/down payment requirements, and are great alternatives to conventional loans.
Contact Info

Patty Harrison

ph. 630-854-3459
fx. 630-904-1010
Cell: 630-854-3459
Smart Mortgage - 4003 Plainfield/Naperville Rd. #201 , Naperville, IL 60564
NMLS #230234/Company #222269 / Illinois Residential License #4870