topleft topright

Industry Links

Down Payment Assistance, FHA, VA, Realtor, HUD, Reverse, 203k Renovation Loans

US Department of Housing and Urban Development

Find out lots of consumer information about mortgages and mortgage financing.

Fannie Mae loan look-up

Find out if Fannie Mae services your loan.  if your loan is held by Fannie Mae and your loan closed before June 2009, you may qualify for a streamline refinance loan.  Check your property address and then call or email us today to start saving money!  Even if you owe more than your home is worth, you may still qualify for a rate reduction mortgage.


Freddie Mac loan look up

Look up your loan on Freddie Mac's website to see if you may qualify for the streamline mortgage program.  If your loan closed before June 2009, you may qualify.  Even if you owe more than your house is worth, you may still qualify for a rate reduction.  Look up your home and call or email us today!

Renovate your home with a 203k loan

Have little or no equity in your home?  A 203k loan can be used to complete the home improvements you would like (or need).  This FHA loan can be for a purchase or refinance your primary residence.  You will come home to the house you have always dreamed of!  Click on the link to learn a little more about this program.  Call or email for additional information on this great program!

VA Loan Limits

Check the maximum VA mortgage limit in your area.  Most VA loans allow for loan limits to $417,000.  We are proud to offer 100% VA loans for purchase and refinance to our Veterans!  Please call or email today to get started.


Looking for a new home .... can help you narrow down the neighborhood for you!  Let's get you pre-qualified so that when you are out there looking .... your Realtor and the Seller know you are serious!  Call 630-854-3459 or for more information and to get pre-qualified today.

Down Payment Assistance

Buy with as little as 1% down on conventional Loans!  No money down on USDA and VA loans; and we offer down payment assistance programs up to 4.5% on FHA loans.  complete the pre-qualification form for more information 


Up to date foreclosure list -- search by city or state to find foreclosures in the neighborhood you are interested in
Contact Info

Patty Harrison

ph. 630-854-3459
fx. 630-904-1010
Cell: 630-854-3459
Smart Mortgage - 4003 Plainfield/Naperville Rd. #201 , Naperville, IL 60564
NMLS #230234/Company #222269 / Illinois Residential License #4870