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Does the Pre-Qualification guarantee that I will get the loan?

A pre-qualification letter, supplied by the mortgage broker not the lender, does not guarantee that you will get the loan, but it does raise the probability. First, it helps ensure that you are looking for the loan and the house that will be the best fit with your financial abilities. It is an estimate of what you could qualify for. Second, it gives you a vote of confidence with both the seller and the lender. It tells them that you are a viable home buyer and that you are working with a professional. Third, it pre-determines guidelines for an appropriate offer when you begin negotiations. It tells you how much you could offer.

Call 630-854-3459 to get pre-qualified for a loan in Illinois Today --   It only takes a few minutes!


Contact Info

Patty Harrison

ph. 630-854-3459
fx. 630-904-1010
Cell: 630-854-3459
Smart Mortgage - 4003 Plainfield/Naperville Rd. #201 , Naperville, IL 60564
NMLS #230234/Company #222269 / Illinois Residential License #4870