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What is a mortgage broker?

A mortgage broker is an independent agent that acts as the middle man for both the borrower and the lending institution. A mortgage broker will seek the best lender to fit your individual loan needs; we work with over 25 of the top lenders in the industry to ensure we have a program and best rate to fit your needs.  When working with a Bank, they only have THEIR products to underwrite to; we have many lenders so we can offer many more options with you having to go to mutliple banks to find the right program to fit your needs.

Smart Mortgage will help you decide the affordable size of your mortgage, down payment and monthly payment; determine which type of loan and lender best fits your needs; supply you with a Pre-Qualification Letter that enables you to approach a home seller with confidence; walk you through the loan application process and coordinate the paperwork with your loan officer and with the escrow agent.


Please call or email today for a free, no obligation quote.  630-854-3459.

Contact Info

Patty Harrison

ph. 630-854-3459
fx. 630-904-1010
Cell: 630-854-3459
Smart Mortgage - 4003 Plainfield/Naperville Rd. #201 , Naperville, IL 60564
NMLS #230234/Company #222269 / Illinois Residential License #4870