Today is Mar 19, 2024
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Thinking about getting a mortgage loan?

The task of getting a mortgage loan can be difficult.� It is helpful to see an overview of the process.� A mortgage broker can be a useful guide through this process, even before the search for a house begins.� The mortgage broker takes you through the four basic phases from the preliminary decisions through the final loan funding.� Let�s take a closer look at these steps:


Preliminary decisions��
First, working with you, we will determine what type of loan will benefit you most.� Based on factors such as your employment history, income and debts, and credit history, we can decide the general amount that a lender would loan you and how large of a payment you could make.� We will also consider the best terms available and the legal ramifications of ownership.


Pre-Qualification��������
Next, we will gather and review the necessary information (such as residence and employment history, assets, etc.) and run a credit score in order to give you a Pre-Qualification Letter.� This letter tells the seller that you are a viable buyer.� Now you are ready to look for the home that best fits all your needs.


Loan Application��������
Now that you have found the house you want, made an offer, and the seller has accepted your offer, the next step is the loan application.� You have already gathered much of the necessary information.� You may fill out the form on this website, and we will arrange for an appraisal when appropriate.


Loan Funding��
Once your loan is approved, the realty agents of both the buyer and seller will agree on an escrow/title company to serve as an agent in handling the loan closing process.� We�ll coordinate with the escrow agent to help make sure that your lender has all the paperwork they need in order to facilitate this final step.� The final stage of the closing process will require your signature on the formal loan papers.� The escrow agent will arrange this and then the loan and the house is yours!

Contact Info
Debbie Nelson
Residential Mortgage Loan Originator
Dash Home Mortgage Corporation
Ph: 979-245-5626
Cell: 281-507-7336
Fax: 713-490-3138