home Home > Solutions > Originator > Overview
Originator Overview

Consider the cost of not taking action!

Did you know that dollar for dollar you will earn more return on your investment in your website than on any other form of media marketing? Consider the fact that the cost of one 3x3 display advertisement for just one weekend in your local newspaper can be more expensive than one year’s worth of service with the Nations #1 originator vLender website system!

Consider the cost of not taking action. Are you losing local customers to national lenders who do not even have a brick and mortar presence in your community? You bet, and this may cost you thousands! With today’s rapid adoption of mortgage automation and the consumers’ interest in using the web to access mortgage resources, you simply cannot afford to sit on the sideline. 

Let's face it, Internet lending is not just about a "website”. Today you must expect more from your Internet solution. To be competitive you must consider rate of return, automation, integration, security, compliance, standardization, scalability, support, process management, marketing, training and most important your service providers experience and technology.

Bottom line, if your technology does not work, you lose money. That's why we have invested millions of dollars and over 10 years in research and development to bring you our “best of class” Virtual Lender® Originator website platform. Take a tour of what we have to offer you and even take a free 14-day test drive. Remember, the Virtual Lender is designed to go with you wherever you go, work for you 24/7, and the more you market it, the more you can make from it. It is true, your website is an asset. When you’re ready to leave the business, you can even sell it! Since you have a record of all your transactions through it, you have a valuable resource that adds to your value!

Combine your Virtual Lender website with our marketing programs and experience the benefits of marketing yourself online. From site optimization and search engine submissions to Pay-per-click marketing and banner advertising, we have a marketing solution for you. Make sure you visit our marketing section to learn more about our marketing solutions.


home

Click Image to Expand View

Your Virtual Lender® Home Page

Make a lasting impression!

With unlimited changes, pages, text and professionally designed layouts, your website will truly become a great asset to you. Your borrowers will have full access to apply online, check the status of their loan, view rates and much more!


lead

Click Image to Expand View

Demand Generation Leads

Visitors to your site will have the ability to obtain FREE reports that will in turn generate new info based leads. You will be notified via your email that a prospective borrower has requesting one of your FREE Mortgage Information Reports (MIR's) and your Virtual Lender system will instantly send them the requested report and send you the lead.


about vlender

Click Image to Expand View

About Us Page

All professionals have a great success story, bring out the best in what you do by telling your clients about your strengths and services offerings.


accuracy of credit

Click Image to Expand View

Accuracy of Credit Page

Knowledge is power!

A Virtual Lender Pre-written page found within the “Content Library” of your BPM. The Accuracy of Credit page will not only contain helpful information for your borrowers, but will provide your clients with the information they need to better help them reach their dream of home ownership.


application

Click Image to Expand View

Application Login Page

Would you like to be notified when a borrower is starting the application process on your website? Would you like to be able to call them and assist them with the process. With the Virtual Lender Application login Page you are notified in "Real Time" when a borrower has started the application process. You are given their Name, Phone, Email etc.


broker

Click Image to Expand View

Broker vs. Loan Officer Page

A pre-written page found within the “Content Library” of your BPM, helps the borrower understand the difference between a Broker vs. Loan Officer.


calc

Click Image to Expand View

Your Virtual Lender® Calculators

If your borrowers are buying a home or refinancing a mortgage, there are many questions bound to arise. Let these calculators guide them through matters such as whether to rent or buy; figuring the total amount they can borrow; or comparing one mortgage versus another.


checklist

Click Image to Expand View

Loan Checklist Page


Make it convenient for your borrowers to view a check list of the items that are needed for the loan process by adding a Check list to your site.


contact

Click Image to Expand View

Contact us Page

Communication is every thing, your clients will be able to submit a contact request through your site anytime . Your email address is not displayed on your website anywhere to prevent spam related software from accessing your email address instead we provide a form to collect the necessary contact info.


credit risk

Click Image to Expand View

Credit Risk Page

Credit Risk is a Pre-written page found within the “Content Library” of your BPM. This page will provide the information needed for your clients better understand credit risk and how important credit is when buying a home.


credit

Click Image to Expand View

Lead Generator

A Virtual Lender Lead Generator, An accurate Estimate of Closing Cost is essential for your borrowers to make an informed decision. Obtain this lead to prepare an accurate Estimate of Closing Costs.


factors

Click Image to Expand View

Factors of the Credit Score Page

A Pre-written page found within the “Content Library” of your BPM, will inform your clients of the importance that you maintain a good credit score and ensure an accurate credit report.


faq

Click Image to Expand View

FAQ's Page

No website is complete without an FAQ page, you will have the ability to control ALL the content and tailor this page to meet your customer target.


glossary

Click Image to Expand View

Mortgage Glossary

A pre-written glossary containing important industry terminology that will help any prospective borrower understand what you are talking about.


debt

Click Image to Expand View

Debt to Income Ratio Page

A Pre-written page found within the “Content Library” of your BPM. Showing every prospective borrower the importance of how the debt to income ratio plays a vital role in the mortgage process.


ico

Click Image to Expand View

How the FICO score works Page

A Pre-written page found within the “Content Library” of your BPM detailing the FICO score and providing education in regards to how it effects the loan process.


servicer

Click Image to Expand View

Mortgage Servicer Page

A Virtual Lender Pre-written page found within the “Content Library” of your BPM. The page will describe the responsibility of a mortgage servicer.


terms

Click Image to Expand View

Mortgage Loan Term Page

A Virtual Lender Pre-written page found within the “Content Library” of your BPM. There is no set plan that is the perfect loan package for every person or situation. Many factors must be evaluated to determine what terms will offer the best available loan program. This page will give more insight to your borrowers on the Loan Term.


service

Click Image to Expand View

Mortgage Process Page

A Virtual Lender Pre-written page found within the “Content Library” of your BPM. Includes helpful information for the loan process.


preqaul

Click Image to Expand View

About the Pre Qualification Process Page

A Virtual Lender Pre-written page found within the “Content Library” of your BPM. This page will discuss the process of preqaulification and inform the borrower of items they will want to be aware of.


privacy

Click Image to Expand View

Privacy Policy Page

A dedicated page to display your privacy policy. It is required for mortgage companies to display a privacy policy on their website.


programs

Click Image to Expand View

Loan Programs Page

A great page describing the your different loan programs. Very informative and educational resource for borrowers of all educational levels.


raise

Click Image to Expand View

Raise My Credit Score Page

A Virtual Lender Pre-written page found within the “Content Library” of your BPM. This page is dedicated to helping the borrower understand the FICO score and it's relevance to the mortgage process.


appraisal

Click Image to Expand View

Appraisal Page

A pre-written page dedicated to the appraisal process and valuation of a home.


rate

Click Image to Expand View

Rate Watch Page

Borrowers who visit your website can submit a rate watch request. The request will be sent to you (As a lead). This rate watch will basically provide you the desired rate of the visitor with their contact information.


rates

Click Image to Expand View

Mortgage Rates Page

This page will allow visitors access to your mortgage programs and rates. This page can be configured from within your business process manager.


refinance

Click Image to Expand View

Refinance Page

This is a Pre-written page from the content library designed to explain the details of refinancing your mortgage loan.


Click Image to Expand View

Return Application Login Page

Your clients will have the flexibility of starting an application and if for some reason they are unable to complete it, save it and return later. They can also convert express application to complete 1003 from the Return Application Login Page.

 


security

Click Image to Expand View

Site Security Page

This page is dedicated to explaining internet security, SSL encryption and more. The purpose of this page is to build trust with the borrower and help them feel more comfortable applying online.


testimonial

Click Image to Expand View

Testimonial Page

Testimonials are important to any website or business. the Virtual Lender includes a Testimonial Page that is easy to configure and setup!


types

Click Image to Expand View

Loan Type Page

A dedicated page discussing the different loan types available to the borrower when applying for a mortgage loan.


weblinks

Click Image to Expand View

Web Links Page

One of the most powerful methods of marketing on the internet today is reciprocal marketing or linking one site to another. You can link your website with you favorite real estate agent and link their site to yours. You can link with community websites or other industry related companies. This will help you build a value added network of business associates and shared visitor traffic.


closing costs

Closing Costs

This is a Pre-written page from the content library designed to explain the closing costs aswsociated with the mortgage process of obtaining a loan.


CFREDIT

Credit Repair Page

This is a Pre-written page from the content library designed to help the borrower understand the different methods available for repairing bad credit.

   
   
   
 

call

call

SEM

view_all

vLender Client Testimonials