Let's face it, Internet lending is not just about a "cheap" website. Online services are highly competitive and simply put, "if you are not ahead then you are behind". Today you must expect more from your Internet investment. To be competitive you must consider rate of return, automation, integration, security, compliance, standardization, scalability, support, process management, and most important experience and service.

Bottom line, if your technology does not work, you lose money. That's why we have invested millions of dollars and over 10 years in the use, research, and development of our Virtual Lender® proprietary platform for mortgage professionals.

The Virtual Lender® contains several key elements as shown below that set it apart from any other mortgage web site solution available today.

You will get all these exciting solutions with the Virtual Lender® Originator System

Website Summary

The ultimate loan origination web site. This turnkey web site has hundreds of features including security, data base forms and applications, auto email responders, professional designs, configurable pages and full automated management of all services and site features.

1003 & Express Application

Configure your Virtual Lender with the full 1003 application or the favorite Express Form, or both! Each application can be turned on or off with a click of the mouse! A complete laser quality blank .PDF version of the 1003 application is available to the borrower on your Virtual Lender "Apply Online" application login page. When a borrower submits an application, they receive a "Thank You" automated email responder and you are immediately notified via email of the new application.

Design desk

Using the design desk within your Business Process Manager you can update your site with a new website design as often as you like! Choose from hundreds of interchangeable site combinations or choose to use the mini-custom design style and upload your own images for that "Unique one and only look". The design desk gives you the flexibility to instantly modify your design at no additional cost or time to you. We hear that this is a fun tool! Over 900 Design Combinations to select from. Change your site layout, look, and feel everyday of the year with only a click of the mouse! Each design is engineered to be interchangeable. Change your site color, image motif, design, text, features etc.

Business Process Manager Summary

Administer your online Virtual Lender back office. Configure your web site in minutes through your private Business Process Manager. (BPM) Manage your pipeline, pull credit reports, and view wholesale lender rates, lock loans online, access marketing resources, utilize the email manager, daily market news and more. The BPM is packed full of tools and resources for you to build your mortgage business.

Pipeline Manager

Retrieve applications, generate IMX Exchange Quick Quotes, download applications into your processing software, pull borrower credit, update your borrower loans and more. Manage your entire online pipeline from this one location within your BPM from anywhere in the world.

My Leads-Manager

Information is one of the most effective tools for website lead generation or what is now being called “Demand Generation”. The most important thing to focus on is identifying what really matters to your visitors, what problems you solve for them, what benefits can you offer and what resources are available to meet their needs – basically what your prospects are demanding.

Loan Update Control Center

Keep your borrowers informed 24/7. Post Scheduled closings, Items needed, Loan Programs, Rates, etc. Document all conversations and remember important dates such a birth dates, anniversaries.

Client for Life

Keeping your client for the entire life of their business is of the utmost importance. Your client relationships should not end after the loan is closed. Now it doesn’t have to! Introducing Virtual Lender Client for Life™ a better way to manage your clients and increase the opportunity for future business!

Content Manager

Choosing what features you want on your Virtual Lender web site has never been easier. After setup of your site, you can log into your BPM and turn your Virtual Lender features "on and off". You can choose which calculators you want your borrowers to see and also which applications or pages you want your borrowers to use along with any other feature you would like to turn on or off. It is as simple as turning on a light switch!